How To Apply For Medicare Before Age 65

If you receive disability benefits from social security or certain disability benefits from the railroad retirement board rrb for at least 24 months in a row if you have amyotrophic lateral sclerosis als also called lou gehrig s disease.
How to apply for medicare before age 65. Broadly there are two options. If you are still working age 65 or older and covered by group health insurance. If you take social security at age 65 you automatically get put into medicare. You may have to sign up if you re 65 or almost 65 and not getting social security. Ssdi has its own requirements for acceptance.
You enroll in medicare through the social security office. The best time to do that depends entirely on your own situation. During your initial enrollment period iep this lasts for seven months of which the fourth one is the month in which you turn 65. People can sign up for social security as early as age 62. Unfortunately the retirement age is now 66 and if you wait until then to take social security you ll likely need to prepare for medicare at age 64 on your own and a lot of people don t realize that.
You can qualify for medicare before the age of 65 if you receive ssdi payments which you must have received for 24 months. If you are receiving social security retirement benefits or railroad retirement benefits you should be automatically enrolled in both medicare part a and part b. How to apply for medicare you can apply online or sign up by calling social security at 1 800 772 1213. Medicare eligibility before age 65 if you re under 65 years old you might be eligible for medicare. Some people get medicare automatically and some have to sign up.
Call 1 800 medicare 1 800 633 4227 tty users 1 877 486 2048. Contact the medicare plan directly. You can enroll in your 22nd month of receiving these benefits and your. If you re still working at 65 here s how it works. If you sign up for medicare part b when you re first eligible you can avoid a penalty.
Most people become eligible for medicare when they turn 65. If they do so before the age of 65 they will be automatically enrolled in medicare three months before they turn 65 says david. You can only join medicare due to a disability if you receive payments from the social security disability insurance ssdi program for 24 months. Learn more to learn about medicare plans you may be eligible for you can. 24 hours a day 7 days a week.