How To Buy Health Insurance Across State Lines

Trump told reporters at the white house that he plans to issue.

How to buy health insurance across state lines. During the debate over obamacare republicans have consistently promoted an alternative approach that involved allowing individuals to purchase health insurance across state lines. Of course the intention is to spur not only competition among insurers but also competition among regulatory departments to find the right basic requirements that keep insurance policies affordable and varied. Can you buy health insurance across state lines. If you move to another state you will need buy a health insurance plan in that state. Buying health insurance across state lines through the private market has been a republican talking point for many years.

Under current law you will need to buy health insurance in state in which you have your permanent address. In an industry that is heavily regulated by the state the lack of affordable options creates desperation amongst citizens. This month the department of health and human services issued a formal request for information to help advance the policy. An insurance company can operate across state lines for example many large health care insurers sell plans in multiple states but any policy they sell in a particular state currently has to adhere to that state s regulatory requirements. President trump on wednesday said he is considering an executive order to allow health insurance to be purchased across state lines.

Advocates of selling health insurance across state lines will insist that i am missing the point. The basis for seeking the purchase of health insurance across state lines has been driven by the need for reduction of premium costs increased affordability and more insurance options. In a 2016 republican primary debate then candidate donald trump promised to replace obamacare with something so much better like every republican in the race he endorsed proposals to allow americans to purchase health insurance across state lines. Absent obamacare states had dramatically different health insurance mandates.