How To Buy Health Insurance In Ny

New york operates its own health insurance marketplace ny state of health.

How to buy health insurance in ny. Another 797 000 new yorkers are enrolled in the essential plan. However the state claims they have licensed agents available to help by phone if you run into problems. Special enrollment qualifying events include. The new york state of health marketplace can help you shop for and enroll in health insurance. Health insurance plans in new york.

You can use the exchange to compare options and prices offered through the exchange calculate costs and enroll in coverage online in person over the phone or by mail. You can purchase a plan through the new york health insurance marketplace. For assistance with plan information please contact your broker or call 844 285 2036. The only other time you can get an individual health insurance plan is if you have a qualifying event that launches a special enrollment period. You can enroll in one of empire s standard affordable care act aca compliant benefit plans through the new york state of health marketplace.

New york residents can apply for health insurance during open enrollment ort a special enrollment period. The first thing you need to know before buying health insurance is that signing up for health insurance coverage isn t the same thing as having coverage in effect you may be able to enroll in a health plan today but that coverage may not take effect for several weeks. Aetna offers health insurance as well as dental vision and other plans to meet the needs of individuals and families employers health care providers and insurance agents brokers. This can be a bit time consuming or overwhelming for many people. New york nov.

People who need time to examine their individual and family health insurance choices but still would like to be minimally covered sometimes choose this option. The special enrollment period lasts 60 days. 1 2020 to jan. About 273 000 new york residents enrolled in 2020 qhps through the state exchange. Expect long hold times.

Open enrollment for 2021 plans will begin on november 1 2020. These events may have caused you to lose your health coverage. They will help you understand the concepts and language of health. New york has long been a leader in health reform and has enacted numerous consumer protection regulations.