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The first step to getting medicare coverage if you have a disability is to apply for social security disability benefits.
How to apply for medicare disability benefits. Office for civil rights. I d like to go back to work. I m under 65 and have a disability. Of course if you aren t receiving social security disability benefits you will have to wait until you are age 65 to be eligible for medicare. Your wait for medicare will be shorter than two years.
Can i keep my medicare coverage. If you would like to pursue social security disability benefits and get medicare sooner we can help. But because social security only allows a maximum of 12 months of retroactive benefits plus the 5 month waiting period for benefits the earliest that you can become eligible for medicare is one year after you apply for social security disability. How medicare works with other insurance. Medicare drug coverage part d there are specific times when you can sign up for these plans or make changes to coverage you already have.
Individuals on social security disability automatically receive medicare benefits after their 24th disability payment. For those that can visit an ssa office phone applications can be processed at 1 800 772 1213. Similarly if you apply for ssdi and are denied disability benefits you can appeal the decision. Find out how medicare works for people who have a disability. Your disability will need to meet the standards set by the social security.
How to apply online for just medicare. All other disabilities are subject to the 24 month waiting period. Getting medicare if you have a disability. For instance let s pretend you became disabled in july 2016. Apply online for disability benefits.
You re protected from discrimination. There is no special program for younger disabled beneficiaries medicare is medicare and the same rules and coverage apply to beneficiaries under age 65 with disability as they do to seniors. If you appeal and the decision is reversed your 24 month waiting period will be backdated to when your disability benefits should have started. If you have end stage renal disease esrd or amyotrophic lateral sclerosis lou gehrig s disease you don t have to wait to be on disability for two years before you can enroll in medicare.
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